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-webkit-text-stroke-width: 0px" /</p><p>一、主管单?/p><p>根据《办法》规定,沈阳市房产局为商品房预售资金监管代理银行资格认定的主管单位,沈阳市房产资金监管核算中心为商品房预售资金监管代理银行资格认定的日常监管机构,具体负责组织资格认定和商品房预售资金的监督管理工作?/p><p>二、申请条?/p><p>申请银行应至少具备以下资质,并提供相应证明材料?/p><p>(一)持有银行业监督管理部门依法核发的《金融许可证?并持有工商行政管理部门颁发的营业执照。申请银行必须为总行授权的省级分行(城市商业银行为总行?并提供总行授权文件,不接受分行的分支机构申请。一家银行只能授权一家分(支)行办理业务?/p><p>(二)资金实力雄厚,资产状况良好,申请前三年内无重大金融、财经违法行为,具有较好的经营业绩?/p><p>(三)具有可靠强大的技术保障能力,能够按照沈阳市商品房预售资金监管改革要求开发、应用与商品房预售资金监管相适应的银行端软件系统,并实现与房产局商品房预售资金监管系统联网,能够按照房产局的要求进行系统升级改造?/p><p>(四)具备先进的资金汇划清算系统,保障资金及时到账。在人民银行支付系统正常营业时间内,能够做到资金结算当日事当日毕?/p><p>(五)具备先进的信息反馈系统,能够及时、全面、准确地反映所代理房产业务的信息,并能够按照要求向房产局提供相关信息?/p><p>(六)内部管理规范、内控制度健全,具有较强的风险防范能力。能够指定专门机构、专职人员负责商品房预售资金监管业务?/p><p>(七)网络技术条件要求能设置四级账号,能够提供电子平台及设备(功能包括主动资金归集、跨行资金归集、银企直连互通、智能POS移动终端、电子对账单打印等)?/p><p>(八)秉承着相互支持、共同发展、合作共赢的原则,提供更优质便捷的服务,代理银行应遵循央行规定要求在协定利率的基础上给予一定的利率上浮?/p><p>(九)优先考虑为我市房产事业建设提供融资服务、纳税贡献较高、对地方经济贡献较大的银行?/p> </div> <!--MvcPager 1.5 for ASP.NET MVC 3.0 © 2009-2011 Webdiyer (http://en.webdiyer.com)--> <div id="fe5zut489" 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